For many, financial advice is intimidating, confusing, and full of risk. It’s a fear of the unknown, wrapped up in a highly emotional realization that your debt levels may be out of control, you may never retire, you feel lost and you don’t know the answers. It’s something that’s very easy to just ‘push to next week.’ But that’s the one exact thing that you shouldn’t do.

We started Plectrum Advisers with the goal to help others in our community.

Patience is the only tool we have at the moment. At some point the virus will be under control, and a recovery will begin. Hopefully it’s sooner, but in any case it will happen. Investors should focus on making sure their portfolios are properly constructed so that when recovery occurs, they will be positioned to participate.

One of the biggest lessons from the 2008 financial crisis still holds true: Sticking to your long-term goals, and having an investment strategy to match, will get you where you want to be.

The stock market can’t see around corners right now, but that doesn’t mean it won’t. As hard as it is to feel right now, at some point this crisis will ease.

As you may be feeling a bit overwhelmed by the recent financial news, I wanted to share my thoughts that I hope will provide some clarity for you.

Speaking on January 24 at SC Thornton's Department of Screen Scoring master of music program

Our marketing advisor, Bill McGuire, attends Jazz Congress at Lincoln Center, NYC

Retirement Investing: What Works-What Doesn’t.

If you receive periodic royalty checks, you no doubt smile every time one arrives. But what's the best way to handle these checks from a financial point of view? Here are a few ideas.

There’s so much anxiety built into the normal day-to-day functions of freelancing, that most freelancers don’t have the energy or mental strength to think about saving, investing, or planning for the future. Everyone wants to do these things, it’s just that the nature of the work leaves so little mental energy to put toward developing and implementing a solid plan.

Program geared towards future and current independent music producers to strengthen their finances through proper asset management

September is shaping up to be a busy month with another speaking engagement at the Los Angeles City College Jazz 360 Series on September 30 where I'll be discussing 'Finance 101 for Musicians'

I'm excited to be moderating a panel at The PMA’s Production Music Conference on September 23rd-26th in Hollywood, CA.

July 1st marks the arrival of the Secondary Markets checks. Many people have asked me what is the best way to handle these funds. Here are a few ideas:

We are finally getting to officially launch Plectrum ACCELERATE and would like you to join us as part of the beta user group before we roll out to the public.

Learn about Independent Music Producers Career and Money Management: Music, Artistry and Money I, along with daughter Annmarie, are delighted to be invited to participate in a panel discussion this September at the Production Music Conference.

Understand the American Federation of Musicians (AFM) Pension Fund’s Future from a musician and financial professional perspective

Los Angeles based guitarist composer and Chief Investment Officer of the wealth management firm Plectrum Advisers ,Tom Rizzo will be speaking at the JEN conference on Jan 9